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Getting Around
The Chicago Transit Authority operates the L train network and an extensive bus grid covering the city and many suburbs. The L is the fastest and most atmospheric way to move between neighborhoods, and a Ventra card loaded with credit is the essential tool for any visit.
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Cash or Card
Chicago is almost entirely card-friendly, with contactless payments accepted at the vast majority of restaurants, bars, shops, and transit fare machines. A small amount of cash is useful for tipping at casual spots, buying from street vendors or farmers markets, and occasionally for valet parking in the city center.
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Good to Know
Chicagoans will ask what neighborhood someone lives in before almost any other question, and giving a specific answer rather than just saying the north side or the south side earns immediate respect. The city's identity is deeply geographic and each neighborhood carries its own history, cuisine, and character that locals take genuine pride in explaining.
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ATMs
ATMs are extremely abundant throughout Chicago, found in bank branches, convenience stores, hotels, and grocery stores in every neighborhood. Major bank ATMs such as Chase, Bank of America, and Wells Fargo charge no fees to their own customers, while independent ATMs in bars and smaller shops typically charge between two and four dollars per transaction.
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Currency
The United States Dollar is the only currency in use, and prices in Chicago are consistent with major American city standards. Tipping culture is strong and expected: 18 to 20 percent at restaurants, a dollar or two per drink at bars, and similar courtesy for any service staff.
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Plugs
Type A and Type B outlets, operating at 120V and 60Hz. International visitors will need a voltage converter for devices not rated for dual voltage.
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Safety
Chicago has neighborhoods with elevated crime rates, primarily on the far south and west sides well outside the areas most visitors explore, and the tourist and dining corridors are generally very safe with normal urban awareness. Staying alert on the L late at night, keeping phones out of sight in crowded areas, and not leaving valuables visible in parked cars are sensible habits in any major American city.
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Airports
O'Hare International Airport (ORD) is the primary hub located about 17 miles northwest of downtown, handling the majority of domestic and international flights and connected directly to the city center by the Blue Line L train. Midway Airport (MDW) on the southwest side serves many budget carriers and is a shorter drive from the Loop, also connected by the Orange Line L.
